by Don Gayhardt | Aug 7, 2019 | Budget, Data, Finance, Income, Investment, Money Management, Saving
One of the most difficult personal finance decisions that people face involves figuring out how much they should save from their paychecks each month. While the simple answer is to save as much as possible, people often have tight budgets. At the end of the day, each...
by Don Gayhardt | Jul 10, 2019 | Budget, Data, Education, Finance, Information, Investment, Money Management, Saving
People will receive a lot of personal finance advice throughout their lives, whether they are looking for it or not. Following all of these suggestions can lead to trouble rather quickly as not all advice is created equal. Furthermore, much of the conventional wisdom...
by Don Gayhardt | Jul 3, 2019 | Budget, Data, Education, Finance, Information, Money Management, Retirement, Savings
After people get married, they have a number of financial responsibilities to attend to, one of which is figuring out tax ramifications. While there is a common belief that marriage provides tax relief, this is not always the case. Some individuals will experience a...
by Don Gayhardt | Jun 26, 2019 | Budget, Debt, Finance, Income, Money Management, Saving, Savings, Spending
People who do not create a budget often find they are at risk for spending outside of their means, particularly if they use credit cards. Paying with a credit card is only tenable for a short time, as credit cards are set with a max limit. Some individuals may try to...
by Don Gayhardt | May 10, 2019 | Budget, Data, Debt, Finance, Loan, Money Management, Savings, Spending
When you need access to money for reasons other than purchasing a home or a vehicle, you may find you don’t have many options apart from a personal loan. But one of the options you may not have considered is a home equity loan. After purchasing a home, you will start...
by Don Gayhardt | May 3, 2019 | Budget, Finance, Income, Investment, Money Management, Retirement, Savings
One of the biggest challenges that individuals face as they create a monthly budget is balancing saving for retirement with their other financial goals. Finance experts recommend saving as much as possible for retirement starting at the outset of one’s career. That...
