by Don Gayhardt | Apr 19, 2019 | Budget, Data, Finance, Information, Investment, Money Management, Retirement, Savings
As individuals advance in their careers and start new professional roles at different companies, they may find themselves with several different retirement accounts. Managing all of these accounts can get very confusing. As a result, people often fail to optimize...
by Don Gayhardt | Mar 29, 2019 | Budget, Data, Education, Finance, Income, Investment, Money Management, Saving, Spending
Fintech products do much more than simplify financial services for the average consumer; they can have a substantial impact on the lives of everyone from small business owners to citizens in traditionally unbanked or underbanked areas. While it’s difficult to measure...
by Don Gayhardt | Mar 15, 2019 | Budget, Debt, Finance, Income, Loan, Money Management, Spending
Personal loans come with a lot of benefits. Unlike car loans or mortgages, personal loans are unsecured and therefore issued entirely on the basis of income and credit without collateral. Moreover, these sorts of loans can be a good option for urgent financial needs,...
by Don Gayhardt | Mar 8, 2019 | Budget, Data, Education, Finance, Information, Money Management, Saving, Spending
One of the problems that people often encounter on their paths toward greater financial freedom is the inability to set achievable goals. When people focus on the wrong things or set goals that are too lofty, they may become discouraged and give up on their goals...
by Don Gayhardt | Feb 15, 2019 | Budget, Data, Debt, Finance, Information, Investment, Money Management, Savings
A number of different factors go into a credit score, and some people work for years to move their score into the good range. In general, people who have credit scores above about 700 are in decent shape, but those in this situation often wonder how to take their...
by Don Gayhardt | Feb 6, 2019 | Budget, Data, Finance, Income, Money Management, Mortgage, Saving
After the last financial crisis, mortgage lenders became much more stringent about approving home loan applications. The strongest mortgage applications, as well as the most enticing home purchase offers, depend in large part on the ability to put down the most money...
