Thinking about these five key considerations can help individuals understand what they need from a financial advisor. Continue Reading
Category Archives: Data
5 Signs That You Could Benefit from Hiring a Financial Advisor
While using a financial advisor involves an expense, hiring one will likely prove beneficial in the long run. Continue Reading
6 Changes to Social Security in 2019 That Beneficiaries Need to Know about
In the United States, more than 62 million people rely on Social Security as a source of income, including about 43 million retirees. Recently, the Social Security Administration (SSA) announced some important changes to benefits that will begin in 2019. Individuals who rely on this income need to make sure that they understand these changes… Continue Reading
6 Great Apps that Beginning Investors Can Use to Get Started
The advent of smartphones has spawned a number of apps to help people with personal finance goals, from budgeting to becoming debt-free. Beyond these uses, apps can also help novices gain confidence with investing. Given the wide range of different investing apps available, it’s important to think hard about your particular investment goals and to… Continue Reading
Spotlight on the Robinhood Investing App
Many people rely on apps to guide their personal finance decisions, create strategies for getting out of debt, and to track their financial health. One app that has quickly been gaining popularity in recent months is Robinhood, which aims to help people make money through stock investing without paying a commission. The app mostly attracts… Continue Reading
These Are 5 of the Steps You Need to Consider If Your FICO Score Is 740 or Above
Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point, individuals become candidates for virtually any form… Continue Reading
6 TED Talks on Personal Finance You Need to Know About
People who want to learn about personal finance have more tools than ever before with the growing popularity of blogs, podcasts, and more. One of the best resources that individuals can use to learn more about taking control of their finances are TED Talks, a series of presentations providing unique insight on a particular subject… Continue Reading
7 Ways to Change How You Think about Personal Finance
People often think that managing personal finances boils down to saving money whenever possible and minimizing spending, but this is a very simplistic point of view. In reality, one’s financial wellbeing is more about mindset than actions. While actions are what get people out of debt and boost their savings, individuals need to take the… Continue Reading
5 of the Most Problematic Personal Finance Regrets Americans Face
A survey that Bankrate conducted last year showed that only 20 percent of American adults have no financial regrets, while more than 70 percent of respondents said there were very specific mistakes that they wish they had not made. Among the respondents’ biggest regrets, the one cited most often was not starting retirement savings early… Continue Reading
5 Tips That Will Help You to Get the Most out of the Credit Karma App
In today’s world, your credit score is important for everything from obtaining a loan to securing the lowest possible interest rate on a mortgage. Your credit score can even have a bearing on your ability to land a job. While a number of different tools exist to take control of your credit and improve your… Continue Reading