by Don Gayhardt | Apr 10, 2020 | Data, Education, Finance, Investment, Money Management, Saving
People in their 20s face a number of challenges, from launching a career to establishing good financial habits. At this age, individuals may put their financial wellbeing on the backburner. However, it is important to take a few key steps that lay a solid foundation...
by Don Gayhardt | Feb 19, 2020 | Data, Education, Money Management, Mortgage, Saving
Buying a home for the first time is an extremely exciting time in a person’s life. However, securing a mortgage and dealing with the other issues that arise can be extremely stressful. The best way for first-time homebuyers to prepare for this process is to learn as...
by Don Gayhardt | Feb 5, 2020 | Budget, Data, Entrepreneurship, Finance, Investment, Loan
One of the most stressful personal finance issues that individuals face is building and maintaining an excellent credit score. With a great credit score, you will end up paying less in the long run by getting lower interest rates, plus you may qualify for promotions,...
by Don Gayhardt | Aug 7, 2019 | Budget, Data, Finance, Income, Investment, Money Management, Saving
One of the most difficult personal finance decisions that people face involves figuring out how much they should save from their paychecks each month. While the simple answer is to save as much as possible, people often have tight budgets. At the end of the day, each...
by Don Gayhardt | Jul 10, 2019 | Budget, Data, Education, Finance, Information, Investment, Money Management, Saving
People will receive a lot of personal finance advice throughout their lives, whether they are looking for it or not. Following all of these suggestions can lead to trouble rather quickly as not all advice is created equal. Furthermore, much of the conventional wisdom...
by Don Gayhardt | Jul 3, 2019 | Budget, Data, Education, Finance, Information, Money Management, Retirement, Savings
After people get married, they have a number of financial responsibilities to attend to, one of which is figuring out tax ramifications. While there is a common belief that marriage provides tax relief, this is not always the case. Some individuals will experience a...
