by Don Gayhardt | Oct 24, 2019 | Budget, Debt, Finance, Information, Money Management, Saving, Spending
While millennials are generally waiting longer to get married than generations past, that doesn’t mean they’re not cohabitating—and entwining their finances. Finances can put a lot of stress on a relationship, so it is incredibly important for partners to talk openly...
by Don Gayhardt | Oct 10, 2019 | Budget, Debt, Finance, Money Management, Saving, Spending
There is a common misconception that it is impossible to save money on a tight budget, but it is doable as long as you remain mindful of your financial goals. But when people don’t think about their spending and their financial limitations, they can find themselves...
by Don Gayhardt | Jun 26, 2019 | Budget, Debt, Finance, Income, Money Management, Saving, Savings, Spending
People who do not create a budget often find they are at risk for spending outside of their means, particularly if they use credit cards. Paying with a credit card is only tenable for a short time, as credit cards are set with a max limit. Some individuals may try to...
by Don Gayhardt | May 10, 2019 | Budget, Data, Debt, Finance, Loan, Money Management, Savings, Spending
When you need access to money for reasons other than purchasing a home or a vehicle, you may find you don’t have many options apart from a personal loan. But one of the options you may not have considered is a home equity loan. After purchasing a home, you will start...
by Don Gayhardt | Apr 5, 2019 | Data, Debt, Finance, Information, Money Management, Retirement, Saving, Security
Couples can choose a number of different strategies for integrating their finances when getting married. Regardless of how you and your partner decide to deal with your shared finances, there are a few things you need to do shortly after getting married. These steps...
by Don Gayhardt | Mar 15, 2019 | Budget, Debt, Finance, Income, Loan, Money Management, Spending
Personal loans come with a lot of benefits. Unlike car loans or mortgages, personal loans are unsecured and therefore issued entirely on the basis of income and credit without collateral. Moreover, these sorts of loans can be a good option for urgent financial needs,...
