by Don Gayhardt | Oct 25, 2017 | Data, Debt, Education, Finance, Information, Job, Money Management, Security
Recently, Equifax made headlines after it suffered a massive data breach affecting over 140 million individuals. The breach included data such as customer Social Security numbers, addresses, and birth dates as well as driver’s license numbers. For the most part,...
by Don Gayhardt | Oct 4, 2017 | Budget, Debt, Education, Finance, Money Management, Saving
While financial apps have made everything from budgeting to tracking investments easier, sometimes people need something a little more robust to achieve their particular goals. When one’s financial needs exceed what apps can offer, individuals should consider using...
by Don Gayhardt | Sep 13, 2017 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and...
by Don Gayhardt | Sep 6, 2017 | Budget, Debt, Finance, Investment, Loan, Money Management
In the world of personal finance, people talk about interest rates in relation to everything from credit cards to mortgages. Despite all the discussion about interest rates, many people do not understand the basic facts related to how they work. By learning about how...
by Don Gayhardt | Aug 30, 2017 | Budget, Debt, Finance, Investment, Money Management, Saving
People take out loans for a variety of reasons, from purchasing a car to covering the cost of tuition. When the time comes to start paying these loans back, the number of individual payments, not to mention the total expense, can seem overwhelming. One of the...
by Don Gayhardt | Jul 26, 2017 | Debt, Finance, Investment, Loan, Money Management, Mortgage, Saving
Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances,...
