by Don Gayhardt | Nov 10, 2020 | Data, Education, Finance, Information, Investment, Money Management, Retirement, Saving, Spending, Stocks
Few people can rely completely on Social Security to fund their retirement. However, it often serves as a central source of income. When retirement planning, you need to think strategically about your approach to Social Security. This means learning how the benefit is...
by Don Gayhardt | Sep 16, 2020 | Budget, Education, Finance, Income, Money Management, Savings
One of the most stressful financial situations for parents is figuring out how they will cover college expenses for their children. Parents make a lot of mistakes when saving for college, the biggest of which is not starting to save early enough. New parents should...
by Don Gayhardt | Sep 3, 2020 | Budget, Data, Education, Finance, Loan, Money Management
The coronavirus pandemic has had a dramatic effect on the global economy and has quickly altered the financial situation of nearly all Americans, ranging from individuals in their 20s who are just starting to launch their careers to retirees. More than 26 million...
by Don Gayhardt | Aug 5, 2020 | Budget, Data, Education, Finance, Money Management, Saving, Spending
The coronavirus pandemic has upended many Americans’ finances. Millions are unemployed, many have seen their working hours reduced, and others are trying to cut back as the future looks less certain. Many people are budgeting for the first time. Making the right...
by Don Gayhardt | Jul 20, 2020 | Budget, Education, Finance, Income, Money Management, Savings, Spending
One of the most important personal financial moves a person can make is building an emergency fund. This fund helps you avoid going into debt when the unexpected happens and can serve as a cushion during major life changes, such as periods of unemployment. However,...
by Don Gayhardt | Apr 10, 2020 | Data, Education, Finance, Investment, Money Management, Saving
People in their 20s face a number of challenges, from launching a career to establishing good financial habits. At this age, individuals may put their financial wellbeing on the backburner. However, it is important to take a few key steps that lay a solid foundation...
