by Don Gayhardt | Dec 12, 2018 | Budget, Data, Debt, Finance, Income, Retirement, Saving, Savings
In the United States, more than 62 million people rely on Social Security as a source of income, including about 43 million retirees. Recently, the Social Security Administration (SSA) announced some important changes to benefits that will begin in 2019. Individuals...
by Don Gayhardt | Dec 5, 2018 | Budget, Data, Entrepreneurship, Finance, Income, Investment, Money Management, Saving
The advent of smartphones has spawned a number of apps to help people with personal finance goals, from budgeting to becoming debt-free. Beyond these uses, apps can also help novices gain confidence with investing. Given the wide range of different investing apps...
by Don Gayhardt | Nov 21, 2018 | Budget, Debt, Finance, Income, Investment, Money Management, Retirement
In the United States, it is very common to carry debt. According to a survey conducted by Pew Charitable Trusts, about 80 percent of American households have some kind of debt. The most common form of debt is a mortgage, although many individuals also have other...
by Don Gayhardt | Nov 7, 2018 | Data, Finance, Information, Investment, Money Management, Spending, Stocks
Many people rely on apps to guide their personal finance decisions, create strategies for getting out of debt, and to track their financial health. One app that has quickly been gaining popularity in recent months is Robinhood, which aims to help people make money...
by Don Gayhardt | Oct 25, 2018 | Budget, Debt, Education, Finance, Investment, Money Management, Savings, Spending
It’s a sad fact that the public school system in the United States does little to introduce children to the concept of money and financial responsibility. Even at the college level, colleges typically only offer such classes as an elective, if at all. The results of...
by Don Gayhardt | Oct 5, 2018 | Budget, Data, Debt, Finance, Information, Money Management, Saving, Security, Spending
Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point,...
