by Don Gayhardt | Nov 8, 2017 | Budget, Education, Finance, Investment, Money Management, Retirement, Saving
Finance professionals tell their clients to start saving for retirement as early as possible. Following this advice allows people to avoid playing catchup later in life, which can prove extremely challenging. Many people neglect retirement savings when they are young...
by Don Gayhardt | Nov 1, 2017 | Entrepreneurship, Finance, Income, Investment
Saving money remains a significant personal finance challenge for many people. Often, the difficult arises because the budget is already tight. Sometimes, the best option for boosting one’s savings actually lies in increasing one’s income. While individuals can...
by Don Gayhardt | Oct 25, 2017 | Data, Debt, Education, Finance, Information, Job, Money Management, Security
Recently, Equifax made headlines after it suffered a massive data breach affecting over 140 million individuals. The breach included data such as customer Social Security numbers, addresses, and birth dates as well as driver’s license numbers. For the most part,...
by Don Gayhardt | Oct 18, 2017 | Budget, Education, Finance, Investment, Money Management, Spending, Stocks
In the United States, stocks remain the most popular risky asset class because they have the potential for a big payoff. However, because big rewards come with big risks, investing in stocks generates a great deal of anxiety. This means that people may face some...
by Don Gayhardt | Oct 11, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving, Stocks
Many investors rely on options to round out their portfolios. While options have traditionally been considered risky investments, investors who understand these risks can use them to accomplish a number of financial goals. As with futures, options can be used to hedge...
by Don Gayhardt | Oct 4, 2017 | Budget, Debt, Education, Finance, Money Management, Saving
While financial apps have made everything from budgeting to tracking investments easier, sometimes people need something a little more robust to achieve their particular goals. When one’s financial needs exceed what apps can offer, individuals should consider using...
