by Don Gayhardt | Sep 27, 2017 | Budget, Education, Finance, Money Management, Retirement, Saving
In today’s busy world, people often want information delivered to them in small, digestible chunks. For this reason, short-form media such as podcasts and blogs have become one of the leading sources of insight on a wide variety of topics, including personal finance....
by Don Gayhardt | Sep 20, 2017 | Budget, Finance, Income, Investment, Money Management, Retirement, Saving, Spending
Some people are comfortable with riskier investments, but others would prefer to keep their savings in a safe investment vehicle, even if it means receiving smaller returns. There are several safe investment vehicles to consider, and you should carefully weigh the...
by Don Gayhardt | Sep 13, 2017 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and...
by Don Gayhardt | Sep 6, 2017 | Budget, Debt, Finance, Investment, Loan, Money Management
In the world of personal finance, people talk about interest rates in relation to everything from credit cards to mortgages. Despite all the discussion about interest rates, many people do not understand the basic facts related to how they work. By learning about how...
by Don Gayhardt | Aug 30, 2017 | Budget, Debt, Finance, Investment, Money Management, Saving
People take out loans for a variety of reasons, from purchasing a car to covering the cost of tuition. When the time comes to start paying these loans back, the number of individual payments, not to mention the total expense, can seem overwhelming. One of the...
by Don Gayhardt | Aug 23, 2017 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Stocks
The typical investor’s portfolio consists of stocks, bonds, and mutual funds, but other types of securities are available for increasing diversification. Many sophisticated investors rely on options to create new opportunities within their portfolios. Options are...