by Don Gayhardt | Jan 19, 2021 | Budget, Education, Finance, Information, Money Management, Savings
In the United States, educators are pushing to include more classes on financial literacy as a basic part of education, especially for teenagers. There are many resources for increasing financial literacy, from free online courses to podcasts, but often, financial...
by Don Gayhardt | Jan 5, 2021 | Budget, Data, Finance, Information, Money Management, Savings, Security
A foundation of personal finance is creating a budget. Many people rely on budget tracking apps to help with this process. These apps are a great way to get objective data on spending and identify patterns that may need to be changed. Recently, some questions have...
by Don Gayhardt | Dec 22, 2020 | Budget, Finance, Investment, Loan, Money Management, Retirement, Savings
When planning for retirement, you need to consider the different types of accounts and be strategic about funding them. For many individuals, opening both traditional and Roth accounts helps save money by diversifying income in retirement, which can be critical for...
by Don Gayhardt | Dec 8, 2020 | Data, Finance, Investment, Money Management, Retirement, Savings
Retirement has become an especially stressful issue for the millions of Americans who are facing unemployment or reductions in their employee benefits. More than ever before, you will need to be strategic in how you save for retirement to make sure you can maximize...
by Don Gayhardt | Nov 24, 2020 | Budget, Education, Finance, Investment, Money Management
The coronavirus pandemic has caused financial stress for people around the world. Many people face unemployment or retirement savings that have suddenly—and significantly—decreased in value. One issue that is also causing a great deal of stress is how to pay for...
by Don Gayhardt | Nov 10, 2020 | Data, Education, Finance, Information, Investment, Money Management, Retirement, Saving, Spending, Stocks
Few people can rely completely on Social Security to fund their retirement. However, it often serves as a central source of income. When retirement planning, you need to think strategically about your approach to Social Security. This means learning how the benefit is...
