by Don Gayhardt | Dec 19, 2019 | Budget, Finance, Income, Money Management, Saving, Spending
One of the biggest stressors that people face in their lives is money. Financial issues can cause stress for a variety of reasons. Maybe you cannot afford the major purchases you want, or you’re living paycheck to paycheck, just barely making ends meet. Maybe a...
by Don Gayhardt | Dec 5, 2019 | Budget, Education, Finance, Money Management, Savings
Losing your job can prove to be one of the most stressful events that people experience in their lives. When it becomes apparent that a company is planning to have layoffs, people often start to worry about what might happen if they lose their jobs. They may worry...
by Don Gayhardt | Nov 28, 2019 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
Millennials, who are becoming a more prominent segment of the American workforce, must pay special attention to their finances. Many individuals in this generation are already on their way to financial security, but some millennials with great educations and solid...
by Don Gayhardt | Nov 14, 2019 | Budget, Education, Finance, Information, Money Management, Saving, Spending
Basic personal financial skills help us to lead secure and happy lives. Understanding the fundamentals of budgeting, saving, investing, and managing debt impacts our life in an incredibly profound way and can mean the difference between struggling financially and...
by Don Gayhardt | Oct 24, 2019 | Budget, Debt, Finance, Information, Money Management, Saving, Spending
While millennials are generally waiting longer to get married than generations past, that doesn’t mean they’re not cohabitating—and entwining their finances. Finances can put a lot of stress on a relationship, so it is incredibly important for partners to talk openly...
by Don Gayhardt | Oct 10, 2019 | Budget, Debt, Finance, Money Management, Saving, Spending
There is a common misconception that it is impossible to save money on a tight budget, but it is doable as long as you remain mindful of your financial goals. But when people don’t think about their spending and their financial limitations, they can find themselves...