by Don Gayhardt | Sep 24, 2019 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Savings
According to a survey conducted last year, more than half of retired individuals have regrets about how they prepared for their post-work years. When asked about their top mistakes, a number of different themes appeared, from failing to pay off debts to not saving...
by Don Gayhardt | Sep 17, 2019 | Budget, Education, Finance, Information, Investment, Money Management, Retirement, Saving
While technological advancements ranging from apps to podcasts have changed the way that people think about personal finance, it is important not to forget about the importance of seminal books. Over the years, a number of personal finance titles have helped people to...
by Don Gayhardt | Aug 7, 2019 | Budget, Data, Finance, Income, Investment, Money Management, Saving
One of the most difficult personal finance decisions that people face involves figuring out how much they should save from their paychecks each month. While the simple answer is to save as much as possible, people often have tight budgets. At the end of the day, each...
by Don Gayhardt | Jul 10, 2019 | Budget, Data, Education, Finance, Information, Investment, Money Management, Saving
People will receive a lot of personal finance advice throughout their lives, whether they are looking for it or not. Following all of these suggestions can lead to trouble rather quickly as not all advice is created equal. Furthermore, much of the conventional wisdom...
by Don Gayhardt | Jul 3, 2019 | Budget, Data, Education, Finance, Information, Money Management, Retirement, Savings
After people get married, they have a number of financial responsibilities to attend to, one of which is figuring out tax ramifications. While there is a common belief that marriage provides tax relief, this is not always the case. Some individuals will experience a...
by Don Gayhardt | Jun 26, 2019 | Budget, Debt, Finance, Income, Money Management, Saving, Savings, Spending
People who do not create a budget often find they are at risk for spending outside of their means, particularly if they use credit cards. Paying with a credit card is only tenable for a short time, as credit cards are set with a max limit. Some individuals may try to...
