by Don Gayhardt | Feb 15, 2019 | Budget, Data, Debt, Finance, Information, Investment, Money Management, Savings
A number of different factors go into a credit score, and some people work for years to move their score into the good range. In general, people who have credit scores above about 700 are in decent shape, but those in this situation often wonder how to take their...
by Don Gayhardt | Jan 23, 2019 | Budget, Data, Education, Finance, Information, Investment, Money Management, Saving
Even people who have pursued additional financial education, such as online courses, need some help from time to time. If you finding yourself needing advice that goes beyond what you can find on the computer, it’s time to start thinking about hiring a financial...
by Don Gayhardt | Nov 7, 2018 | Data, Finance, Information, Investment, Money Management, Spending, Stocks
Many people rely on apps to guide their personal finance decisions, create strategies for getting out of debt, and to track their financial health. One app that has quickly been gaining popularity in recent months is Robinhood, which aims to help people make money...
by Don Gayhardt | Oct 5, 2018 | Budget, Data, Debt, Finance, Information, Money Management, Saving, Security, Spending
Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point,...
by Don Gayhardt | Jun 7, 2018 | Budget, Finance, Information, Loan, Money Management, Mortgage, Retirement, Savings
One of the most stressful personal finance processes that people may go through is purchasing a home, which includes everything from making an offer to securing financing. In a seller’s market, like the one we are currently in, individuals often face a lot of...
by Don Gayhardt | May 24, 2018 | Budget, Data, Debt, Finance, Information, Investment, Loan, Money Management, Saving, Stocks
A survey that Bankrate conducted last year showed that only 20 percent of American adults have no financial regrets, while more than 70 percent of respondents said there were very specific mistakes that they wish they had not made. Among the respondents’ biggest...
