by Don Gayhardt | Mar 24, 2020 | Budget, Education, Finance, Information, Investment, Money Management, Savings, Spending
For many people, the thought of investing seems overwhelming. From complications involved with brokerage accounts to the misconception that investing requires a lot of money, people may dismiss the idea altogether. Unfortunately, doing so can lead to financial harm...
by Don Gayhardt | Mar 4, 2020 | Budget, Finance, Information, Investment, Money Management, Saving
Whether you are planning for an unexpected emergency or simply putting money away toward a future goal like purchasing a home or retiring, it is important to choose the right savings vehicle. For long-term goals, it usually makes the most sense to invest so that your...
by Don Gayhardt | Feb 5, 2020 | Budget, Data, Entrepreneurship, Finance, Investment, Loan
One of the most stressful personal finance issues that individuals face is building and maintaining an excellent credit score. With a great credit score, you will end up paying less in the long run by getting lower interest rates, plus you may qualify for promotions,...
by Don Gayhardt | Jan 23, 2020 | Budget, Finance, Investment, Money Management, Retirement, Saving
Reading personal finance books is one of the best and easiest ways to take charge of your money and your future. But while some of the best personal finance books contain excellent advice, they are not always geared toward the beginner. Many individuals without much...
by Don Gayhardt | Jan 9, 2020 | Budget, Finance, Investment, Money Management, Saving, Stocks
Once you have decided to start investing your money, you will next need to figure out the best vehicle for it. One option is a brokerage account, which allows you to purchase stocks, mutual funds, bonds, and other securities using the money deposited in the account....
by Don Gayhardt | Sep 24, 2019 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Savings
According to a survey conducted last year, more than half of retired individuals have regrets about how they prepared for their post-work years. When asked about their top mistakes, a number of different themes appeared, from failing to pay off debts to not saving...