Category Archives: Investment

5 Surprising Investment Options That Are Not in the Stock Market

5 Surprising Investment Options That Are Not in the Stock Market

Most people think primarily of stocks when they consider what it means to invest money. For many people, however, investing in stocks seems overwhelming. The learning curve for purchasing stocks is indeed steep, and individuals still need to complete thorough due diligence for each purchase once they understand how exchanges work. Individuals should therefore avoid… Continue Reading

What You Need to Know Before Investing in REITs

What You Need to Know Before Investing in REITs

When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have options. A real estate investment trust (REIT) remains one of the best ones. A REIT… Continue Reading

4 Mortgage Refinance Scenarios and What to Consider in Each

4 Mortgage Refinance Scenarios and What to Consider in Each

Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances, refinancing a home can make a lot of sense.… Continue Reading

5 Tips for Catching Up on Your Retirement Savings

5 Tips for Catching Up on Your Retirement Savings

The best time to start saving for retirement is as early as possible, ideally while you are still in your 20s. Saving early provides more time for your investments to grow and ultimately results in exponentially more money during your retirement years. For a wide variety of reasons, however, saving in your 20s—or even your… Continue Reading

More Money – 7 Excellent Podcasts to Increase Financial Literacy

More Money – 7 Excellent Podcasts to Increase Financial Literacy

Not everyone has the time to wade through books as they try to improve their financial literacy. Luckily, a large number of helpful podcasts exist. With podcasts, people can listen to some great advice and get excellent money tips while driving, walking the dog, cooking dinner, or even cleaning up around the house. With this… Continue Reading

5 Amazing Budgeting Apps That Can Help You Reach Your Goals

5 Amazing Budgeting Apps That Can Help You Reach Your Goals

One the biggest challenges in personal finance remains budgeting. Creating and following a budget is critical for reclaiming a sense of power over your finances, yet people often have trouble making a realistic budget or staying within it. Luckily, modern technology offers a number of solutions, including a range of budgeting apps, each of which… Continue Reading

4 Facts About Bankruptcy You Need to Know

4 Facts About Bankruptcy You Need to Know

While individuals should make every effort to get out of debt using strategies like budgeting and consolidation, sometimes this is simply not possible. The end-of-the-line option is bankruptcy, which is a legal declaration of the inability to pay off debt. People should not take bankruptcy lightly. While the process can help give individuals financial breathing… Continue Reading

5 Reasons You Need to Start Investing Now if You’re in Your 20s

5 Reasons You Need to Start Investing Now if You’re in Your 20s

People in their 20s often put off investing for a variety of reasons. Some people want to wait until their financial situation becomes more stable, and others hope to make more money before they start investing. Whatever the reason, putting off investing is a mistake. People in their 20s are actually in a prime position… Continue Reading