by Don Gayhardt | Jun 17, 2022 | Budget, Debt, Money Management
Most personal finance advice tells you to start with creating a budget. With a great budget, you can save money even on a limited income. However, budgets do not always work for everyone. If yours is failing you, don’t abandon it—figure out the problem. That way, you...
by Don Gayhardt | Sep 7, 2021 | Education, Finance, Loan, Money Management
Graduating from college and entering the workforce is an exciting endeavor, but it can also be a stressful one. For many college graduates, it is the first time they will be taking on full adult responsibilities. Some of the biggest responsibilities they will face are...
by Don Gayhardt | Aug 24, 2021 | Budget, Data, Finance, Information, Money Management, Spending
Cryptocurrency has received a great deal of media attention in recent months, and more people than ever before are considering investing in it. While some cryptocurrencies have proven to be a great investment, they are still largely speculative and thus come with...
by Don Gayhardt | Aug 11, 2021 | Debt, Education, Finance, Money Management
The overall level of student loan debt in the United States is high. Many people have relied on these loans without thinking about the long-term effect on their credit. While the potential effects of these loans on your credit are not necessarily a reason to avoid...
by Don Gayhardt | Jul 20, 2021 | Budget, Data, Finance, Money Management
It’s all too easy to bounce a check. Maybe you wrote a check months ago but it was never cashed, or maybe you forgot about an automatic bill. Luckily, you can recover from a bounced check and protect yourself from this problem in the future if you are strategic about...
by Don Gayhardt | Jun 17, 2021 | Budget, Data, Finance, Investment, Money Management, Savings
Saving for retirement can be one of the most stressful things we do throughout our lives. While it’s exciting to imagine your dream retirement, you might worry that you won’t able to meet your goals and make those aspirations a reality. During a lifetime of saving,...
