by Don Gayhardt | May 3, 2019 | Budget, Finance, Income, Investment, Money Management, Retirement, Savings
One of the biggest challenges that individuals face as they create a monthly budget is balancing saving for retirement with their other financial goals. Finance experts recommend saving as much as possible for retirement starting at the outset of one’s career. That...
by Don Gayhardt | Apr 19, 2019 | Budget, Data, Finance, Information, Investment, Money Management, Retirement, Savings
As individuals advance in their careers and start new professional roles at different companies, they may find themselves with several different retirement accounts. Managing all of these accounts can get very confusing. As a result, people often fail to optimize...
by Don Gayhardt | Apr 5, 2019 | Data, Debt, Finance, Information, Money Management, Retirement, Saving, Security
Couples can choose a number of different strategies for integrating their finances when getting married. Regardless of how you and your partner decide to deal with your shared finances, there are a few things you need to do shortly after getting married. These steps...
by Don Gayhardt | Mar 29, 2019 | Budget, Data, Education, Finance, Income, Investment, Money Management, Saving, Spending
Fintech products do much more than simplify financial services for the average consumer; they can have a substantial impact on the lives of everyone from small business owners to citizens in traditionally unbanked or underbanked areas. While it’s difficult to measure...
by Don Gayhardt | Mar 15, 2019 | Budget, Debt, Finance, Income, Loan, Money Management, Spending
Personal loans come with a lot of benefits. Unlike car loans or mortgages, personal loans are unsecured and therefore issued entirely on the basis of income and credit without collateral. Moreover, these sorts of loans can be a good option for urgent financial needs,...
by Don Gayhardt | Mar 8, 2019 | Budget, Data, Education, Finance, Information, Money Management, Saving, Spending
One of the problems that people often encounter on their paths toward greater financial freedom is the inability to set achievable goals. When people focus on the wrong things or set goals that are too lofty, they may become discouraged and give up on their goals...