by Don Gayhardt | Nov 7, 2018 | Data, Finance, Information, Investment, Money Management, Spending, Stocks
Many people rely on apps to guide their personal finance decisions, create strategies for getting out of debt, and to track their financial health. One app that has quickly been gaining popularity in recent months is Robinhood, which aims to help people make money...
by Don Gayhardt | Oct 25, 2018 | Budget, Debt, Education, Finance, Investment, Money Management, Savings, Spending
It’s a sad fact that the public school system in the United States does little to introduce children to the concept of money and financial responsibility. Even at the college level, colleges typically only offer such classes as an elective, if at all. The results of...
by Don Gayhardt | Oct 5, 2018 | Budget, Data, Debt, Finance, Information, Money Management, Saving, Security, Spending
Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point,...
by Don Gayhardt | Aug 27, 2018 | Budget, Debt, Finance, Income, Investment, Money Management, Savings, Spending
Modern technology provides a wide range of tools for taking control of our personal finances. While many people have heard of Credit Karma, which provides guidance with improving personal credit scores, or Mint, a budgeting app, individuals may be unaware of the many...
by Don Gayhardt | Aug 17, 2018 | Budget, Finance, Income, Investment, Money Management, Retirement, Savings
One of the most pressing concerns for people nearing retirement is the possibility of running out of money. Unfortunately, this fear is grounded in reality. The Employee Benefit Research Institute (EBRA) reports that more than 80 percent of Baby Boomers in the lowest...
by Don Gayhardt | Jul 30, 2018 | Budget, Debt, Finance, Income, Money Management, Saving
In an ideal world, people retire after they have paid off all of their debt. However, this is not always possible for a variety of reasons. While you should try to eliminate debt in the years leading up to retirement, many people stop working while they still have...
