by Don Gayhardt | Apr 18, 2018 | Budget, Debt, Finance, Income, Money Management, Retirement, Saving, Savings
Once individuals hit their 40s, they need to focus on securing their finances so that they are ready for retirement and other demands. During this time, kids may be preparing to start college and parents may need expensive nursing care. Consequently, our 40s prove...
by Don Gayhardt | Apr 4, 2018 | Budget, Finance, Income, Insurance, Investment, Money Management, Spending
One of the most crucial considerations when preparing for retirement remains the forms of insurance that will keep individuals and their nest eggs safe. Recently, high premiums have driven down the sales of long-term care insurance. This form of insurance provides...
by Don Gayhardt | Mar 14, 2018 | Data, Information, Investment, Money Management, Mortgage
In today’s world, your credit score is important for everything from obtaining a loan to securing the lowest possible interest rate on a mortgage. Your credit score can even have a bearing on your ability to land a job. While a number of different tools exist to take...
by Don Gayhardt | Mar 7, 2018 | Budget, Finance, Income, Investment, Money Management, Mortgage, Savings
Many people struggle to answer the question of whether or not they are ready to retire. Whether you have been saving for decades or working hard to catch up, it can be difficult to decide when it’s time to call it quits for good. Too often, people focus solely on the...
by Don Gayhardt | Feb 28, 2018 | Budget, Finance, Income, Investment, Money Management, Saving
Investors often see their investment activity as a form of saving money, but in reality, these are entirely different processes. Saving and investing have specific purposes, and both should play a role in a person’s overall financial strategy. While investing can help...
by Don Gayhardt | Feb 21, 2018 | Budget, Debt, Finance, Information, Investment, Loan, Money Management
Auto loans are generally one of people’s largest expenses, behind mortgages and student loans. When purchasing a car, you should not wait until you are at the dealership to think about financing. With a little preparation, you can get a great deal that will save you...
