by Don Gayhardt | Oct 18, 2017 | Budget, Education, Finance, Investment, Money Management, Spending, Stocks
In the United States, stocks remain the most popular risky asset class because they have the potential for a big payoff. However, because big rewards come with big risks, investing in stocks generates a great deal of anxiety. This means that people may face some...
by Don Gayhardt | Oct 11, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving, Stocks
Many investors rely on options to round out their portfolios. While options have traditionally been considered risky investments, investors who understand these risks can use them to accomplish a number of financial goals. As with futures, options can be used to hedge...
by Don Gayhardt | Oct 4, 2017 | Budget, Debt, Education, Finance, Money Management, Saving
While financial apps have made everything from budgeting to tracking investments easier, sometimes people need something a little more robust to achieve their particular goals. When one’s financial needs exceed what apps can offer, individuals should consider using...
by Don Gayhardt | Sep 27, 2017 | Budget, Education, Finance, Money Management, Retirement, Saving
In today’s busy world, people often want information delivered to them in small, digestible chunks. For this reason, short-form media such as podcasts and blogs have become one of the leading sources of insight on a wide variety of topics, including personal finance....
by Don Gayhardt | Sep 20, 2017 | Budget, Finance, Income, Investment, Money Management, Retirement, Saving, Spending
Some people are comfortable with riskier investments, but others would prefer to keep their savings in a safe investment vehicle, even if it means receiving smaller returns. There are several safe investment vehicles to consider, and you should carefully weigh the...
by Don Gayhardt | Sep 13, 2017 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and...