by Don Gayhardt | Mar 9, 2021 | Budget, Finance, Investment, Money Management, Saving
A health savings account (HSA) remains one of the best personal finance tools available to you. You can open an HSA if you have a high-deductible health plan as a way of saving for medical costs. The money in an HSA can be invested, depending on the amount, and that...
by Don Gayhardt | Feb 24, 2021 | Budget, Finance, Investment, Money Management, Spending
The world of investing can prove daunting for people who lack any experience. In addition, the notion that people need to have a lot of money to invest can discourage them from opening an account. However, the rise of online brokers and robo-advising has made it...
by Don Gayhardt | Feb 10, 2021 | Budget, Education, Finance, Money Management, Saving
Many people have suffered from deteriorating financial situations as a result of the coronavirus pandemic. Millennials have been hit particularly hard considering they have faced financial issues for several years. For many individuals in this generation, the pandemic...
by Don Gayhardt | Jan 19, 2021 | Budget, Education, Finance, Information, Money Management, Savings
In the United States, educators are pushing to include more classes on financial literacy as a basic part of education, especially for teenagers. There are many resources for increasing financial literacy, from free online courses to podcasts, but often, financial...
by Don Gayhardt | Jan 5, 2021 | Budget, Data, Finance, Information, Money Management, Savings, Security
A foundation of personal finance is creating a budget. Many people rely on budget tracking apps to help with this process. These apps are a great way to get objective data on spending and identify patterns that may need to be changed. Recently, some questions have...
by Don Gayhardt | Dec 22, 2020 | Budget, Finance, Investment, Loan, Money Management, Retirement, Savings
When planning for retirement, you need to consider the different types of accounts and be strategic about funding them. For many individuals, opening both traditional and Roth accounts helps save money by diversifying income in retirement, which can be critical for...
