by Don Gayhardt | Nov 28, 2019 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
Millennials, who are becoming a more prominent segment of the American workforce, must pay special attention to their finances. Many individuals in this generation are already on their way to financial security, but some millennials with great educations and solid...
by Don Gayhardt | Nov 14, 2019 | Budget, Education, Finance, Information, Money Management, Saving, Spending
Basic personal financial skills help us to lead secure and happy lives. Understanding the fundamentals of budgeting, saving, investing, and managing debt impacts our life in an incredibly profound way and can mean the difference between struggling financially and...
by Don Gayhardt | Oct 24, 2019 | Budget, Debt, Finance, Information, Money Management, Saving, Spending
While millennials are generally waiting longer to get married than generations past, that doesn’t mean they’re not cohabitating—and entwining their finances. Finances can put a lot of stress on a relationship, so it is incredibly important for partners to talk openly...
by Don Gayhardt | Oct 10, 2019 | Budget, Debt, Finance, Money Management, Saving, Spending
There is a common misconception that it is impossible to save money on a tight budget, but it is doable as long as you remain mindful of your financial goals. But when people don’t think about their spending and their financial limitations, they can find themselves...
by Don Gayhardt | Sep 24, 2019 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Savings
According to a survey conducted last year, more than half of retired individuals have regrets about how they prepared for their post-work years. When asked about their top mistakes, a number of different themes appeared, from failing to pay off debts to not saving...
by Don Gayhardt | Sep 17, 2019 | Budget, Education, Finance, Information, Investment, Money Management, Retirement, Saving
While technological advancements ranging from apps to podcasts have changed the way that people think about personal finance, it is important not to forget about the importance of seminal books. Over the years, a number of personal finance titles have helped people to...