by Don Gayhardt | Mar 14, 2018 | Data, Information, Investment, Money Management, Mortgage
In today’s world, your credit score is important for everything from obtaining a loan to securing the lowest possible interest rate on a mortgage. Your credit score can even have a bearing on your ability to land a job. While a number of different tools exist to take...
by Don Gayhardt | Mar 7, 2018 | Budget, Finance, Income, Investment, Money Management, Mortgage, Savings
Many people struggle to answer the question of whether or not they are ready to retire. Whether you have been saving for decades or working hard to catch up, it can be difficult to decide when it’s time to call it quits for good. Too often, people focus solely on the...
by Don Gayhardt | Jan 4, 2018 | Data, Education, Finance, Information, Job, Loan, Money Management, Mortgage, Retirement, Saving
Individuals working to improve their credit scores need to understand how the score is calculated. There are many misconceptions about what factors do and do not contribute to this score. Dedicating time and energy to address issues that will not even affect...
by Don Gayhardt | Aug 2, 2017 | Education, Finance, Investment, Money Management, Mortgage, Saving, Spending
When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have...
by Don Gayhardt | Jul 26, 2017 | Debt, Finance, Investment, Loan, Money Management, Mortgage, Saving
Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances,...