by Don Gayhardt | May 20, 2021 | Budget, Insurance, Money Management, Saving, Security
Retirement is a time of life that is both exciting and stressful. Often, individuals face many financial hurdles before retiring, and this can continue into the later years of life. One of the key ways to manage financial risk is by having insurance. However, the...
by Don Gayhardt | May 7, 2021 | Budget, Finance, Investment, Money Management, Saving
For many people, the world of investing can seem confusing and complicated, causing them to avoid it altogether and miss out on the potential for compounding gains. Others who are already actively investing may make poor decisions because they are influenced by common...
by Don Gayhardt | Mar 9, 2021 | Budget, Finance, Investment, Money Management, Saving
A health savings account (HSA) remains one of the best personal finance tools available to you. You can open an HSA if you have a high-deductible health plan as a way of saving for medical costs. The money in an HSA can be invested, depending on the amount, and that...
by Don Gayhardt | Feb 10, 2021 | Budget, Education, Finance, Money Management, Saving
Many people have suffered from deteriorating financial situations as a result of the coronavirus pandemic. Millennials have been hit particularly hard considering they have faced financial issues for several years. For many individuals in this generation, the pandemic...
by Don Gayhardt | Nov 10, 2020 | Data, Education, Finance, Information, Investment, Money Management, Retirement, Saving, Spending, Stocks
Few people can rely completely on Social Security to fund their retirement. However, it often serves as a central source of income. When retirement planning, you need to think strategically about your approach to Social Security. This means learning how the benefit is...
by Don Gayhardt | Oct 8, 2020 | Entrepreneurship, Income, Investment, Money Management, Saving, Savings
The coronavirus pandemic has caused a great deal of financial hardship with record unemployment rates and many more people seeing either their hours or their salaries reduced. Many people are rethinking their personal finance strategy to figure out how they can...