by Don Gayhardt | Aug 5, 2020 | Budget, Data, Education, Finance, Money Management, Saving, Spending
The coronavirus pandemic has upended many Americans’ finances. Millions are unemployed, many have seen their working hours reduced, and others are trying to cut back as the future looks less certain. Many people are budgeting for the first time. Making the right...
by Don Gayhardt | Jun 23, 2020 | Budget, Debt, Finance, Investment, Money Management, Saving, Spending
During times of uncertainty, people often become anxious about their personal finances. They may worry about a sudden drop in the value of their investments or about their ability to pay their bills and maintain a good credit history. During times of uncertainty, you...
by Don Gayhardt | Jun 9, 2020 | Budget, Finance, Income, Money Management, Mortgage, Retirement, Saving
People may make a lot of mistakes when it comes to retirement planning, from not saving enough to making an unrealistic budget to guide savings. Planning for retirement involves a lot of guesswork as people estimate when and where they’ll retire. All too often, people...
by Don Gayhardt | Apr 10, 2020 | Data, Education, Finance, Investment, Money Management, Saving
People in their 20s face a number of challenges, from launching a career to establishing good financial habits. At this age, individuals may put their financial wellbeing on the backburner. However, it is important to take a few key steps that lay a solid foundation...
by Don Gayhardt | Mar 4, 2020 | Budget, Finance, Information, Investment, Money Management, Saving
Whether you are planning for an unexpected emergency or simply putting money away toward a future goal like purchasing a home or retiring, it is important to choose the right savings vehicle. For long-term goals, it usually makes the most sense to invest so that your...
by Don Gayhardt | Feb 19, 2020 | Data, Education, Money Management, Mortgage, Saving
Buying a home for the first time is an extremely exciting time in a person’s life. However, securing a mortgage and dealing with the other issues that arise can be extremely stressful. The best way for first-time homebuyers to prepare for this process is to learn as...
