by Don Gayhardt | Oct 10, 2019 | Budget, Debt, Finance, Money Management, Saving, Spending
There is a common misconception that it is impossible to save money on a tight budget, but it is doable as long as you remain mindful of your financial goals. But when people don’t think about their spending and their financial limitations, they can find themselves...
by Don Gayhardt | Sep 17, 2019 | Budget, Education, Finance, Information, Investment, Money Management, Retirement, Saving
While technological advancements ranging from apps to podcasts have changed the way that people think about personal finance, it is important not to forget about the importance of seminal books. Over the years, a number of personal finance titles have helped people to...
by Don Gayhardt | Aug 7, 2019 | Budget, Data, Finance, Income, Investment, Money Management, Saving
One of the most difficult personal finance decisions that people face involves figuring out how much they should save from their paychecks each month. While the simple answer is to save as much as possible, people often have tight budgets. At the end of the day, each...
by Don Gayhardt | Jul 10, 2019 | Budget, Data, Education, Finance, Information, Investment, Money Management, Saving
People will receive a lot of personal finance advice throughout their lives, whether they are looking for it or not. Following all of these suggestions can lead to trouble rather quickly as not all advice is created equal. Furthermore, much of the conventional wisdom...
by Don Gayhardt | Jun 26, 2019 | Budget, Debt, Finance, Income, Money Management, Saving, Savings, Spending
People who do not create a budget often find they are at risk for spending outside of their means, particularly if they use credit cards. Paying with a credit card is only tenable for a short time, as credit cards are set with a max limit. Some individuals may try to...
by Don Gayhardt | Apr 5, 2019 | Data, Debt, Finance, Information, Money Management, Retirement, Saving, Security
Couples can choose a number of different strategies for integrating their finances when getting married. Regardless of how you and your partner decide to deal with your shared finances, there are a few things you need to do shortly after getting married. These steps...
