by Don Gayhardt | Oct 5, 2018 | Budget, Data, Debt, Finance, Information, Money Management, Saving, Security, Spending
Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point,...
by Don Gayhardt | Jul 30, 2018 | Budget, Debt, Finance, Income, Money Management, Saving
In an ideal world, people retire after they have paid off all of their debt. However, this is not always possible for a variety of reasons. While you should try to eliminate debt in the years leading up to retirement, many people stop working while they still have...
by Don Gayhardt | Jul 16, 2018 | Budget, Debt, Education, Finance, Income, Investment, Money Management, Saving, Savings
No one is born with innate financial knowledge. Unfortunately, this truth means that many Americans will have some major regrets in terms of how they handle their personal finances. On the other hand, individuals today have more tools than ever before to learn about...
by Don Gayhardt | May 24, 2018 | Budget, Data, Debt, Finance, Information, Investment, Loan, Money Management, Saving, Stocks
A survey that Bankrate conducted last year showed that only 20 percent of American adults have no financial regrets, while more than 70 percent of respondents said there were very specific mistakes that they wish they had not made. Among the respondents’ biggest...
by Don Gayhardt | Apr 18, 2018 | Budget, Debt, Finance, Income, Money Management, Retirement, Saving, Savings
Once individuals hit their 40s, they need to focus on securing their finances so that they are ready for retirement and other demands. During this time, kids may be preparing to start college and parents may need expensive nursing care. Consequently, our 40s prove...
by Don Gayhardt | Feb 28, 2018 | Budget, Finance, Income, Investment, Money Management, Saving
Investors often see their investment activity as a form of saving money, but in reality, these are entirely different processes. Saving and investing have specific purposes, and both should play a role in a person’s overall financial strategy. While investing can help...
