by Don Gayhardt | Jan 19, 2018 | Budget, Finance, Income, Investment, Money Management, Saving, Spending
One of the most common misconceptions that people make when trying to save money is thinking that it will be painful. Often, people think that saving money means making drastic cuts in their budget and foregoing the things that they like to do for fun. When...
by Don Gayhardt | Jan 4, 2018 | Data, Education, Finance, Information, Job, Loan, Money Management, Mortgage, Retirement, Saving
Individuals working to improve their credit scores need to understand how the score is calculated. There are many misconceptions about what factors do and do not contribute to this score. Dedicating time and energy to address issues that will not even affect...
by Don Gayhardt | Dec 13, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving, Security
One of the most important tools that individuals use to save for retirement is the 401(k) plan, which now faces an uncertain future. With different messages coming from the legislative and executive branches regarding potential changes to tax law considering 401(k)s,...
by Don Gayhardt | Dec 6, 2017 | Budget, Education, Finance, Investment, Money Management, Retirement, Saving, Stocks
The former president of DFC Global Corporation, Don Gayhardt serves as chief executive officer and president of CURO Financial Technologies Corp. Through CURO, Don Gayhardt provides short-term financial services to unbanked and underbanked individuals. He is also a...
by Don Gayhardt | Nov 22, 2017 | Budget, Finance, Income, Investment, Money Management, Saving, Security
When it comes to personal finances, many people take a reactive rather than a proactive approach. A reactive approach to personal finances means that necessities and expenses dictate how one allocates money. In other words, individuals pay the bills as they arrive...
by Don Gayhardt | Nov 8, 2017 | Budget, Education, Finance, Investment, Money Management, Retirement, Saving
Finance professionals tell their clients to start saving for retirement as early as possible. Following this advice allows people to avoid playing catchup later in life, which can prove extremely challenging. Many people neglect retirement savings when they are young...
