by Don Gayhardt | Oct 17, 2022 | Finance, Savings
When trying to reduce your monthly spending, it’s important to look at exactly how you spend your money and figure out where you can make some cuts. With the cost of food on the rise, many people are focusing on their food budget and trying to figure out how they can...
by Don Gayhardt | Jun 17, 2021 | Budget, Data, Finance, Investment, Money Management, Savings
Saving for retirement can be one of the most stressful things we do throughout our lives. While it’s exciting to imagine your dream retirement, you might worry that you won’t able to meet your goals and make those aspirations a reality. During a lifetime of saving,...
by Don Gayhardt | Apr 8, 2021 | Data, Finance, Information, Money Management, Savings
TikTok has emerged as one of the most popular social media networks in the world with more than 800 million users. Since the majority of these users are teenagers and young adults, TikTok may appear to be the perfect platform to promote financial literacy. Most people...
by Don Gayhardt | Jan 19, 2021 | Budget, Education, Finance, Information, Money Management, Savings
In the United States, educators are pushing to include more classes on financial literacy as a basic part of education, especially for teenagers. There are many resources for increasing financial literacy, from free online courses to podcasts, but often, financial...
by Don Gayhardt | Jan 5, 2021 | Budget, Data, Finance, Information, Money Management, Savings, Security
A foundation of personal finance is creating a budget. Many people rely on budget tracking apps to help with this process. These apps are a great way to get objective data on spending and identify patterns that may need to be changed. Recently, some questions have...
by Don Gayhardt | Dec 22, 2020 | Budget, Finance, Investment, Loan, Money Management, Retirement, Savings
When planning for retirement, you need to consider the different types of accounts and be strategic about funding them. For many individuals, opening both traditional and Roth accounts helps save money by diversifying income in retirement, which can be critical for...
