by Don Gayhardt | May 3, 2019 | Budget, Finance, Income, Investment, Money Management, Retirement, Savings
One of the biggest challenges that individuals face as they create a monthly budget is balancing saving for retirement with their other financial goals. Finance experts recommend saving as much as possible for retirement starting at the outset of one’s career. That...
by Don Gayhardt | Apr 19, 2019 | Budget, Data, Finance, Information, Investment, Money Management, Retirement, Savings
As individuals advance in their careers and start new professional roles at different companies, they may find themselves with several different retirement accounts. Managing all of these accounts can get very confusing. As a result, people often fail to optimize...
by Don Gayhardt | Feb 15, 2019 | Budget, Data, Debt, Finance, Information, Investment, Money Management, Savings
A number of different factors go into a credit score, and some people work for years to move their score into the good range. In general, people who have credit scores above about 700 are in decent shape, but those in this situation often wonder how to take their...
by Don Gayhardt | Dec 12, 2018 | Budget, Data, Debt, Finance, Income, Retirement, Saving, Savings
In the United States, more than 62 million people rely on Social Security as a source of income, including about 43 million retirees. Recently, the Social Security Administration (SSA) announced some important changes to benefits that will begin in 2019. Individuals...
by Don Gayhardt | Oct 25, 2018 | Budget, Debt, Education, Finance, Investment, Money Management, Savings, Spending
It’s a sad fact that the public school system in the United States does little to introduce children to the concept of money and financial responsibility. Even at the college level, colleges typically only offer such classes as an elective, if at all. The results of...
by Don Gayhardt | Aug 27, 2018 | Budget, Debt, Finance, Income, Investment, Money Management, Savings, Spending
Modern technology provides a wide range of tools for taking control of our personal finances. While many people have heard of Credit Karma, which provides guidance with improving personal credit scores, or Mint, a budgeting app, individuals may be unaware of the many...
