by Don Gayhardt | Jul 20, 2020 | Budget, Education, Finance, Income, Money Management, Savings, Spending
One of the most important personal financial moves a person can make is building an emergency fund. This fund helps you avoid going into debt when the unexpected happens and can serve as a cushion during major life changes, such as periods of unemployment. However,...
by Don Gayhardt | Jul 6, 2020 | Budget, Finance, Investment, Money Management, Savings, Spending
The coronavirus pandemic has shown people across the world the importance of maintaining an emergency fund. With more than 22 million unemployment claims filed in the United States alone, many individuals are struggling to make ends meet. Furthermore, unemployment...
by Don Gayhardt | Jun 23, 2020 | Budget, Debt, Finance, Investment, Money Management, Saving, Spending
During times of uncertainty, people often become anxious about their personal finances. They may worry about a sudden drop in the value of their investments or about their ability to pay their bills and maintain a good credit history. During times of uncertainty, you...
by Don Gayhardt | Apr 24, 2020 | Budget, Debt, Finance, Money Management, Spending
Although more than one-third of Americans are worried that they will max out their credit cards, people are taking on more high-interest debt than ever before, according to recent research. The findings, which are based on a WalletHub credit card survey, highlight the...
by Don Gayhardt | Mar 24, 2020 | Budget, Education, Finance, Information, Investment, Money Management, Savings, Spending
For many people, the thought of investing seems overwhelming. From complications involved with brokerage accounts to the misconception that investing requires a lot of money, people may dismiss the idea altogether. Unfortunately, doing so can lead to financial harm...
by Don Gayhardt | Dec 19, 2019 | Budget, Finance, Income, Money Management, Saving, Spending
One of the biggest stressors that people face in their lives is money. Financial issues can cause stress for a variety of reasons. Maybe you cannot afford the major purchases you want, or you’re living paycheck to paycheck, just barely making ends meet. Maybe a...
