by Don Gayhardt | Nov 28, 2019 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
Millennials, who are becoming a more prominent segment of the American workforce, must pay special attention to their finances. Many individuals in this generation are already on their way to financial security, but some millennials with great educations and solid...
by Don Gayhardt | Nov 14, 2019 | Budget, Education, Finance, Information, Money Management, Saving, Spending
Basic personal financial skills help us to lead secure and happy lives. Understanding the fundamentals of budgeting, saving, investing, and managing debt impacts our life in an incredibly profound way and can mean the difference between struggling financially and...
by Don Gayhardt | Oct 24, 2019 | Budget, Debt, Finance, Information, Money Management, Saving, Spending
While millennials are generally waiting longer to get married than generations past, that doesn’t mean they’re not cohabitating—and entwining their finances. Finances can put a lot of stress on a relationship, so it is incredibly important for partners to talk openly...
by Don Gayhardt | Oct 10, 2019 | Budget, Debt, Finance, Money Management, Saving, Spending
There is a common misconception that it is impossible to save money on a tight budget, but it is doable as long as you remain mindful of your financial goals. But when people don’t think about their spending and their financial limitations, they can find themselves...
by Don Gayhardt | Jun 26, 2019 | Budget, Debt, Finance, Income, Money Management, Saving, Savings, Spending
People who do not create a budget often find they are at risk for spending outside of their means, particularly if they use credit cards. Paying with a credit card is only tenable for a short time, as credit cards are set with a max limit. Some individuals may try to...
by Don Gayhardt | May 10, 2019 | Budget, Data, Debt, Finance, Loan, Money Management, Savings, Spending
When you need access to money for reasons other than purchasing a home or a vehicle, you may find you don’t have many options apart from a personal loan. But one of the options you may not have considered is a home equity loan. After purchasing a home, you will start...
