by Don Gayhardt | Mar 29, 2019 | Budget, Data, Education, Finance, Income, Investment, Money Management, Saving, Spending
Fintech products do much more than simplify financial services for the average consumer; they can have a substantial impact on the lives of everyone from small business owners to citizens in traditionally unbanked or underbanked areas. While it’s difficult to measure...
by Don Gayhardt | Mar 15, 2019 | Budget, Debt, Finance, Income, Loan, Money Management, Spending
Personal loans come with a lot of benefits. Unlike car loans or mortgages, personal loans are unsecured and therefore issued entirely on the basis of income and credit without collateral. Moreover, these sorts of loans can be a good option for urgent financial needs,...
by Don Gayhardt | Mar 8, 2019 | Budget, Data, Education, Finance, Information, Money Management, Saving, Spending
One of the problems that people often encounter on their paths toward greater financial freedom is the inability to set achievable goals. When people focus on the wrong things or set goals that are too lofty, they may become discouraged and give up on their goals...
by Don Gayhardt | Nov 7, 2018 | Data, Finance, Information, Investment, Money Management, Spending, Stocks
Many people rely on apps to guide their personal finance decisions, create strategies for getting out of debt, and to track their financial health. One app that has quickly been gaining popularity in recent months is Robinhood, which aims to help people make money...
by Don Gayhardt | Oct 25, 2018 | Budget, Debt, Education, Finance, Investment, Money Management, Savings, Spending
It’s a sad fact that the public school system in the United States does little to introduce children to the concept of money and financial responsibility. Even at the college level, colleges typically only offer such classes as an elective, if at all. The results of...
by Don Gayhardt | Oct 5, 2018 | Budget, Data, Debt, Finance, Information, Money Management, Saving, Security, Spending
Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point,...
