by Don Gayhardt | Nov 1, 2017 | Entrepreneurship, Finance, Income, Investment
Saving money remains a significant personal finance challenge for many people. Often, the difficult arises because the budget is already tight. Sometimes, the best option for boosting one’s savings actually lies in increasing one’s income. While individuals can...
by Don Gayhardt | Oct 25, 2017 | Data, Debt, Education, Finance, Information, Job, Money Management, Security
Recently, Equifax made headlines after it suffered a massive data breach affecting over 140 million individuals. The breach included data such as customer Social Security numbers, addresses, and birth dates as well as driver’s license numbers. For the most part,...
by Don Gayhardt | Oct 18, 2017 | Budget, Education, Finance, Investment, Money Management, Spending, Stocks
In the United States, stocks remain the most popular risky asset class because they have the potential for a big payoff. However, because big rewards come with big risks, investing in stocks generates a great deal of anxiety. This means that people may face some...
by Don Gayhardt | Oct 11, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving, Stocks
Many investors rely on options to round out their portfolios. While options have traditionally been considered risky investments, investors who understand these risks can use them to accomplish a number of financial goals. As with futures, options can be used to hedge...
by Don Gayhardt | Oct 4, 2017 | Budget, Debt, Education, Finance, Money Management, Saving
While financial apps have made everything from budgeting to tracking investments easier, sometimes people need something a little more robust to achieve their particular goals. When one’s financial needs exceed what apps can offer, individuals should consider using...
by Don Gayhardt | Sep 27, 2017 | Budget, Education, Finance, Money Management, Retirement, Saving
In today’s busy world, people often want information delivered to them in small, digestible chunks. For this reason, short-form media such as podcasts and blogs have become one of the leading sources of insight on a wide variety of topics, including personal finance....
by Don Gayhardt | Sep 20, 2017 | Budget, Finance, Income, Investment, Money Management, Retirement, Saving, Spending
Some people are comfortable with riskier investments, but others would prefer to keep their savings in a safe investment vehicle, even if it means receiving smaller returns. There are several safe investment vehicles to consider, and you should carefully weigh the...
by Don Gayhardt | Sep 13, 2017 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and...
by Don Gayhardt | Sep 6, 2017 | Budget, Debt, Finance, Investment, Loan, Money Management
In the world of personal finance, people talk about interest rates in relation to everything from credit cards to mortgages. Despite all the discussion about interest rates, many people do not understand the basic facts related to how they work. By learning about how...
by Don Gayhardt | Aug 30, 2017 | Budget, Debt, Finance, Investment, Money Management, Saving
People take out loans for a variety of reasons, from purchasing a car to covering the cost of tuition. When the time comes to start paying these loans back, the number of individual payments, not to mention the total expense, can seem overwhelming. One of the...
