by Don Gayhardt | Mar 24, 2020 | Budget, Education, Finance, Information, Investment, Money Management, Savings, Spending
For many people, the thought of investing seems overwhelming. From complications involved with brokerage accounts to the misconception that investing requires a lot of money, people may dismiss the idea altogether. Unfortunately, doing so can lead to financial harm...
by Don Gayhardt | Dec 5, 2019 | Budget, Education, Finance, Money Management, Savings
Losing your job can prove to be one of the most stressful events that people experience in their lives. When it becomes apparent that a company is planning to have layoffs, people often start to worry about what might happen if they lose their jobs. They may worry...
by Don Gayhardt | Sep 24, 2019 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Savings
According to a survey conducted last year, more than half of retired individuals have regrets about how they prepared for their post-work years. When asked about their top mistakes, a number of different themes appeared, from failing to pay off debts to not saving...
by Don Gayhardt | Jul 3, 2019 | Budget, Data, Education, Finance, Information, Money Management, Retirement, Savings
After people get married, they have a number of financial responsibilities to attend to, one of which is figuring out tax ramifications. While there is a common belief that marriage provides tax relief, this is not always the case. Some individuals will experience a...
by Don Gayhardt | Jun 26, 2019 | Budget, Debt, Finance, Income, Money Management, Saving, Savings, Spending
People who do not create a budget often find they are at risk for spending outside of their means, particularly if they use credit cards. Paying with a credit card is only tenable for a short time, as credit cards are set with a max limit. Some individuals may try to...
by Don Gayhardt | May 10, 2019 | Budget, Data, Debt, Finance, Loan, Money Management, Savings, Spending
When you need access to money for reasons other than purchasing a home or a vehicle, you may find you don’t have many options apart from a personal loan. But one of the options you may not have considered is a home equity loan. After purchasing a home, you will start...
